Save and invest with willbe, the investment app from Liechtensteinische Landesbank
Save with call or fixed-term deposits, buy gold and ETF, or benefit from active asset management with an all-in fee. Stability and growth – smart, fair, and simple. With willbe, you can diversify smartly and build long-term wealth.
This is how you benefit with willbe

Safe third country
As a business location, Liechtenstein offers a balanced national budget, an AAA rating, and direct access to the EEA.

Stable Swiss franc
The Swiss National Bank's cautious monetary policy contributes to the stability of the Swiss franc.

The all-in-one app
willbe offers you maximum flexibility when it comes to saving and investing – whether in call money, fixed-term deposits, gold, ETFs, or stocks.

Savings plan option
With a savings plan, you benefit from compound interest in the long term and reduce the impact of market fluctuations.

Gold for greater stability
By purchasing physical gold, you strengthen the stability of your portfolio.

Fixed term, fixed interest rate
With a fixed-term deposit, you can invest safely – thanks to a fixed term and guaranteed interest rate.
Why invest in Liechtenstein?
willbe is the financial app of Liechtensteinische Landesbank (LLB). This means that your money is held in Liechtenstein, a stable country with a balanced national budget. Investing in Liechtenstein has several advantages: Liechtenstein is regularly awarded the top AAA rating by international rating agencies. The stable government and clear legal framework inspire confidence among investors. Liechtenstein is also part of the European Economic Area (EEA), and your deposits are protected by the Liechtenstein deposit guarantee scheme up to CHF 100,000.
With willbe, you benefit from a stable country in the EEA and a strong Swiss franc.
Diversify your assets in the app
willbe makes it easy for you: with willbe, you can save and invest in five different ways – allowing you to diversify your assets within the app. Spread your assets strategically: invest in physical gold, ETFs, or sustainable stocks. If you prefer a fixed interest rate, call money or fixed-term deposits with a guaranteed interest rate are a solid alternative.
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Frequently asked questions
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- Cash account: 0 days
- Fixed deposit account: 0 days after the end of the agreed term
- ETF: 2 – 3 days (3 times a week)
- Gold: Tradable daily, pick up within 10 days
- Invest: 2 weeks
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Yes, you can also invest in euros (EUR), US dollars (USD), or British pounds (GBP).
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Yes, you need the app for registration and the identification process. After that, you have a choice: you can either use willbe via the app or via your desktop browser.
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No, you cannot obtain a card from willbe. We deliberately do not offer payment services. Our app focuses entirely on saving, investing, and gold.
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Our support team will help you directly – in the app, on the web, in the FAQ, or by email at support@willbe-invest.com.