Invest with the willbe ETF Savings Plan - flexible, without losing track
The market for ETF and fund products is huge – we help you to keep an overview. We continuously analyse and identify the products with the best price-performance ratio. With the willbe ETF Savings Plan, you get a well-founded preselection – without having to do hours of research yourself.
Take charge of your own wealth creation: head to the willbe app and follow the easy, straightforward process to pick from a smart range of more than 50 carefully chosen ETF and funds. With willbe ETFelect, you can enjoy well-founded, focused investments – and save valuable time.
How you can benefit from willbe ETFselect
50 ETF – tested by professionals
Our investment experts help you navigate the dizzying array of ETF and funds. Our range of 50+ ETF and funds contains what we think are the best options – the perfect way to take charge of your long-term wealth creation.
Transparent and low-cost
With us, you know where you stand from the start. You can check all our fees on our website and in the willbe app – with no hidden costs. We don't receive commission or kickbacks from product providers and select our product range fully independently. That means your assets will grow – not your fees.
Starting from CHF / EUR 100
You can start your ETF savings plan from as little as 100 Swiss francs, euros, US dollars or British pounds. You determine when and how much to invest. In the long run, you'll benefit from ‘cost averaging – i.e., your entry price will fall long-term, thanks to the different rates in question.
ETF and funds in willbe ETFselect
willbe ETFselect offers a choice of ETF and funds. Open the app and switch to the "Marketplace". In "ETF & Funds" you will find the funds available, arranged according to categories such as regions, bonds, fixed term, active funds, passive funds, themes or free of charge.
Invest smart – without any hidden costs
Our willbe promise applies to this, too: you only pay for what you see, here or in the app. Our trading and custody fees are transparent, attractive and justifiable. We even trade and hold LLB funds – be it as a one-off investment or in a savings plan – free of charge. Any third-party costs are beyond our control and vary depending on the specific portfolio and country of residence in question. However, we do everything we can to keep costs as low as possible for you.
willbe is backed by Liechtensteinische Landesbank (LLB), with more than 160 years of banking experience. Our bank is one of the most reliable in the world, as reflected in a first-class Moody's rating of Aa2. We'll take good care of your money.
No hidden incentives
We don't sell your orders to third parties. In other words, we don't earn anything based on how or where your orders are executed. Your interests are our priority.
Trading fees
Enjoy flexibility and various perks with our low-cost, transparent trading / transaction fees for ETF savings and for long-term wealth creation with ETF savings plans. No fees are charged for trades with LLB funds (one-off investment) and LLB funds in the savings plan.
- The transaction fees (buy / sell) are CHF / EUR 2.00 per order for ETF.
- A fee of 0.25 % is charged on the total order value for orders over CHF / EUR 5,000.
- No transaction fees are charged on LLB fund products (LLB funds and LLB funds in the savings plan).
- The execution days for buying, selling, and savings plans are Monday, Wednesday and Friday.
Custody prices
At willbe, you can enjoy fair custody fees that get lower as you go on: each year, you'll pay a maximum of 0.30 % and a minimum of just 0.15 %. In other words, the more you invest, the lower our custody account management fees for ETF and ETF savings plans. In short, we reward your investment.
- CHF / EUR 0 – 25,000 0.30 %
- CHF / EUR 25,000 – 100,000 0.25 %
- CHF / EUR 100,000 – 500,000 0.20 %
- CHF / EUR > 500,000 0.15 %
No custody fees are charged on the Liechtensteinische Landesbank's LLB funds in your custody account.
Risks
Every investment in securities such as ETF or other funds harbours risks. No conclusions can be drawn about future developments based on past performance. A total loss of the capital invested is possible.
