Your fixed deposits in Liechtenstein - fixed terms and guaranteed interest
Benefit from predictability and security with the free willbe fixed-term deposit account. It offers you guaranteed interest rates in Swiss francs, euros and US dollars for the term you choose. Manage everything conveniently via our app.
The benefits for you of a willbe fixed deposit account
Attractive interest rates
Secure stable interest rates for the duration of your fixed deposit – perfect for short-term and long-term savings goals.
Full flexibility
Choose from a range of terms or combine multiple fixed deposits to suit your financial planning.
Simple and transparent
The willbe fixed term deposit account is free of charge and without hidden fees.
Secure fixed deposits thanks to an Aa2 rating
With willbe fixed deposits, benefit from LLB’s more than 160 years of banking experience. Our bank is one of the most reliable in the world, helped by a first-class Moody's rating of Aa2. Your money is in the best hands, with flexible terms ranging from one month to ten years, in CHF, EUR or USD.
Fixed deposits with guaranteed deposit protection
Start with a minimum deposit of CHF / EUR / USD 100 and tailor your account to your preferences. Your fixed deposit account is completely free of charge, with no hidden fees, and all deposits of up to CHF 100'000 are protected by Liechtenstein's deposit protection scheme.
Your advantages with the willbe fixed deposit
Unlike other forms of investment, a fixed-term deposit offers fixed interest rates that are guaranteed for the agreed term of the investment. This means that investors know in advance exactly how much return they will receive at the end of the term.
A fixed deposit offers a high degree of security, as the invested capital is protected by EAS Liechtenstein up to an amount of 100'000 Swiss francs or the equivalent per person.
Fixed deposits offer flexible terms ranging from a few months to several years. At willbe, you can take out as many fixed deposits as you like for different terms. We offer terms from 1 month to 10 years. This is possible from a starting amount of 100 francs, euros or US dollars up to 100'000. This allows you to work specifically towards your savings goal.
As fixed deposits are not traded on the financial markets, they are not exposed to the market volatility that can occur with shares or bonds, for example. This makes fixed-term deposits a stable form of investment, especially in times of economic uncertainty.
The way a fixed deposit account works is simple and easy to understand. You invest a certain amount for a fixed term at a fixed interest rate. There are no hidden fees. We review early contract cancellations on a case-by-case basis and reserve the right to charge a processing fee of 2 % and retain accrued interest.
Compared to conventional savings accounts, a fixed deposit account generally offers higher interest rates. If you are not yet sure how long you want to invest your money, our money market account is also a good option.
If you honour the contract, we don't charge any administration fees for your fixed deposit, which means that all the interest earned will go to you without being reduced by additional costs.
Start saving with a money market account or fixed-term deposit and invest later in ESG-compliant investments and benefit from an attractive all-in fee of just 0.49%. All conveniently within the willbe app.
