Your fixed deposits in Liechtenstein - fixed terms and guaranteed interest
Benefit from predictability and security with the free willbe fixed deposit account. It offers you guaranteed interest rates in Swiss francs, euros, US dollars and British pounds for the term you choose. Manage everything conveniently via our app.
The benefits for you of a willbe fixed deposit account

Attractive interest rates
Secure stable interest rates for the duration of your fixed deposit – perfect for short-term and long-term savings goals.

Full flexibility
Choose from a range of terms or combine multiple fixed deposits to suit your financial planning.

Simple and transparent
The willbe fixed deposit account is free of charge and without hidden fees.
Secure fixed deposits thanks to an Aa2 rating
With willbe Fixed Deposits, benefit from LLB’s more than 160 years of banking experience. Our bank is one of the most reliable in the world, helped by a first-class Moody's rating of Aa2. Your money is in the best hands, with flexible terms ranging from 1 month to 10 years, in CHF, EUR, USD or GBP.
Fixed deposits with guaranteed deposit protection
Start with a minimum deposit of CHF / EUR / USD / GBP 100 and tailor your account to your preferences. Your fixed deposit account is completely free of charge, with no hidden fees, and all deposits of up to CHF 100'000 are protected by Liechtenstein's deposit protection scheme.
Your advantages with the willbe Fixed Deposit
Unlike other forms of investment, a fixed deposit account offers fixed interest rates that are guaranteed for the agreed term of the investment. This means that investors know exactly in advance the return they will get at the end of the term.
A fixed deposit offers a high degree of security, as the invested capital is protected by EAS Liechtenstein up to an amount of 100'000 Swiss francs or the equivalent per person.
Fixed deposit accounts offer flexible terms ranging from a few months to several years. At willbe, you can open as many fixed deposit accounts as you want, with a variety of terms ranging from 1 month to 10 years. The initial deposit can range from 100 to 100'000 Swiss francs, euros, US dollars or pounds. This allows you to work towards your saving goals in a targeted manner.
Since fixed deposits are not traded on the financial markets, they are not subject to the same kind of volatility over the agreed term that may be experienced, for example, with shares or bonds. This makes fixed deposit accounts a stable way to invest, particularly in economically unstable times.
A fixed deposit account is simple and comprehensible. You invest a certain amount for a predefined term with a fixed interest rate. There are no hidden fees. We will consider early contract withdrawals on a case-by-case basis, and reserve the right to charge a handling fee of 2 % and retain any accrued interest.
Fixed deposit accounts generally offer higher interest rates than traditional savings accounts. If you are not sure how for long you would like to invest your money, the willbe cash account is a good option.
Provided you comply with the contract, we do not charge any administration fees for your fixed deposit account. This means that you receive the full amount of interest income, without it being reduced by additional costs.
Start with a cash or fixed deposit account, and invest in gold or sustainable investments later. All conveniently and affordably in the willbe app.